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Best Money-Making Apps 2022!

About 36% of U.S. employees are concerned with the gig economy, and money-making apps have competed for a big role in breaking down barriers that when unbroken folks within the office.1 Through free apps, you'll earn financial gain to pay off debt, supplement income, fund a hobby, and even support yourself full time. the simplest money-making apps permit you to figure on your own time through a straightforward sign-up method whereas receiving quick and simple payment.

Best Money-Making Apps 2022!

we tend to research quite a dozen money-making apps to search out the best choices supported by factors like earning potential, however quickly you can receive payment, and app store ratings. This roundup can assist you to opt for the simplest money-making app that supported your goals, however, you would like to earn, and therefore the time you’re willing to invest.


The Best Money-Making Apps for 2022

  •  Best for Car Owners: Uber.

  •  Best for Selling Old Goods: OfferUp.


1. Upwork (BEST OVERALL):

Upwork’s simplicity, efficient communication, and potential for freelancers to earn additional over time make it easyst|the most effective} money-making app, whether or not you’re learning an aspect hustle or building a full-time freelance business.


As a contracting marketplace driving the gig economy, Upwork is the best money-making app for good staff to attach with clients, whereas managing comes in one place. For its broad variety of accessible talent categories, profile-building options, and limitless earning potential, Upwork wins best overall.  


notwithstanding your previous experience, Upwork makes it simple and simple to form a profile and apply for brand spanking new gigs. Freelancers can realize opportunities in over 1,600 skills spanning digital marketing, coding, translation, admin work, and far additional. If you'll be intimate on a computer, you can do it on Upwork. 


Through Upwork, you can apply for occurrence opportunities or find current work with clients. New reviews and a rising Job Success Score can cause you to be a more enticing candidate for future opportunities. Qualified freelancers might receive invites for exclusive opportunities. 


Project funds are commanded in written agreement through Upwork’s Payment Protection program, which helps guarantee safe and timely payment for freelancers. you'll receive payment through direct deposit, PayPal, wire transfer, or alternative methods. Unfortunately, freelancer fees vary from 5 to 20%. The additional you earn from a personal client, the lower your fee percentage. Funds aren’t attributable to your account till ten days when the weekly request cycle ends. 


As a freelance contractor, you’ll pay taxes on earnings.


Available on: iOS and Android.


2. Rakuten (BEST FOR CASHBACK):

Offering various moneyback choices for online and in-store purchases, Rakuten delivers a seamless method with profitable sign-up and referral incentives.


antecedently referred to as Ebates, Rakuten is the high cash-making app for cashback, giving deals across numerous distributors alongside tantalizing sign-up and referral incentives. though you've got to pay money to form money, the app enables you to get a bit of cash back for purchases you'd be creating anyway.


when registering, users will browse cashback offers at thousands of retailers, including Target, Best Buy, and Kohl'. To receive cashback, merely click into a retailer from the app or website and place an order. you'll additionally receive money back for in-store purchases by choosing the provider within the app and linking your card before purchasing. However, you can’t receive cash back while not initially taking these steps.


Cash back rates vary by retailer, starting from 1% to 40%. you'll browse offered cash back deals by store, brand, and class directly through the app.


New users can qualify for a $10 welcome bonus when disbursement is $25. you'll also receive a $30 referral bonus for introducing new users who pay $30.


Users receive payment through PayPal or a check every 3 months. To qualify for a payout, you need to accrue a minimum of $5 in cash back.


This money-making app additionally helps pc users save money. The cash back button mechanically applies all applicable coupons, saving you the difficulty of comparison coupons. It also displays cash back potential in Google search results and notifications regarding cheaper valuation offered at different retailers.


Available on: iOS and Android.


3. Uber (BEST FOR CAR OWNERS):

Earn at your convenience by driving and delivering after you wish to, and live on earnings up to 5 times per day.


Uber offers users 2 ways in which to earn, immediate payouts, and an efficient app for acceptive new work, creating it the most effective money-making app for automotive owners. This ridesharing and food delivery big make it simple for anyone with a car to earn at their convenience, provided you qualify. You must:


  • Meet native driving necessities (including a legitimate driver’s license).
  • Drive for a minimum of a year within the U.S, or drivers beneath 25, 3 years.
  • Have a vehicle with four doors that meet Uber’s native necessities.
  • offer the required documents and proof of residency, insurance, registration, and additional.
  • bear the driving force screening method.

As an Uber driver, you'll value more highly to either settle for ride requests from passengers or deliver food through Uber Eats, at some stage in a similar app.


you'll live up to 5 times per day. Your earnings for every trip vary supported by some factors, including:


  • Standard trip fare: A interest rate calculated based on the length and distance, that varies by town.

  • Surge pricing: Earn additional throughout peak periods with high demand.

  • Tips: Keep 100 percent of the guidelines from passengers.

Uber grub pays drivers through the same system. 


detain mind that, as a driver, you’ll ought to cowl the value of automotive maintenance. Uber conjointly charges drivers a service fee, which is subtracted before payment. as a result of Uber drivers being thought-about freelance contractors, you’ll have to be compelled to pay taxes on earnings.


Available on: iOS and Android.


4. Survey Junkie (BEST FOR SURVEYS):

Survey Junkie has surveys that take a quarter-hour or less to complete supported demographic queries while providing instant payment via gift cards or PayPal.


Partnering with brands and marketing research companies, Survey Junkie offers users the chance to complete surveys in exchange for points, which may be instantly saved for gift cards or payment via PayPal. For this reason, Survey Junkie wins because of the best money-making app for surveys.


The sign-up method is simple. You produce a profile with responsive questions, permitting Survey Junkie to supply relevant surveys. every survey awards a definite number of points, which may be changed for cash. 100 points can earn you $1, whether or not your cash out with gift cards or opt for payment via PayPal. At a minimum, you would like five hundred points (or $5) to cash out.


Surveys take, on average, a quarter-hour to complete. All surveys are optional. you'll be able to notice out there surveys within the dashboard, tho' some listed may now not be active.


Some surveys embody repetitive inquiries to verify your identity. Note that Survey Junkie reserves the proper to disqualify and award partial points to users who don’t meet certain criteria at any purpose throughout the survey.


on the far side of demographics-based surveys, this money-making app additionally offers the choice to qualify for added surveys supported browsing knowledge. The Survey Junkie Pulse extension is on the market on each mobile app and browser extension and tracks digital activity like searches, websites, shopping, and additional to search out new surveys for you.


Survey Junkie protects user data by submitting all responses anonymously.


Available on: iOS and Android.


5. OfferUp (BEST FOR SELLING OLD GOODS):

OfferUp takes a contemporary approach to the Craigslist idea by permitting anyone to sell new or used things through its online marketplace.


OfferUp, that nonheritable challenger Letgo, takes the strain out of commercialism online through its straightforward and easy-to-use marketplace. as a result of its efficient listing method and providing users the selection to sell domestically or nationwide, OfferUp wins because of the best money-making app for selling previous goods.


Users can list a replacement product by uploading a picture, coming into a description, and setting a worth. you'll prefer to establish a firm price open to the primary willing buyer, or a selling price with space for negotiation. Viewers can communicate with the vendor directly through the app to raise queries or categorize their interests. 


OfferUp primarily facilitates native transactions, however, users may also ship products. instead of monitoring offers and messages, you'll set an item to “buy now” with a collection price for shipping.


as a result of most transactions coming about locally, patrons commonly pay in cash. 


once a shipped item arrives, buyers have 2 days to gauge it before the sale is finalized. Sellers then receive a payment at intervals of 5 business days. 


Promoting your things helps potential patrons notice them. you'll prefer to promote your item by either paying in an exceedingly happening dealing or buying a membership.


Users can verify their identity by confirming contact info or linking a Meta account. For native transactions, OfferUp protects users by recommending safe public meet-up locations supported by factors like lighting, surveillance, and more.


Available on: iOS and Android.


6. Swagbucks (BEST FOR ODD JOBS):

Swagbucks doesn’t pay much, but it offers a variety of ways for users to earn cash, including cash back for qualifying purchases and odd jobs like taking surveys, watching videos, playing games, and more.


While it won’t pay like other side hustles, Swagbucks is an easy way for anyone with a smartphone to make extra money by completing odd jobs, or by earning cash back, which is why it wins best for odd jobs.


These money-making app partners with marketing companies to pay users. You can earn Swagbucks (SB) by buying products, watching videos, taking surveys, playing games, and using search engines. 


Getting started is simple and doesn’t require payment info. The daily checklist feature helps users keep track of ways to earn.


Most tasks are easy, but not all award the same number of SB. Surveys take from five to 60 minutes and generally award users between 40 to 200 SB. With 100 SB valued at $1, earning enough points to cash out can take time.


Swagbucks’ survey options are chosen based on demographics. Only users who fit specific profiles, like owning a pet boa constrictor or having two sets of twins, can access higher-paying surveys. 


You can earn cash back on in-store purchases by linking a credit card. After spending $25 on purchases through retail partners, new users can earn a $10 joining bonus. Swagbucks also offers referral incentives.


You can redeem points for rewards immediately through Swagbucks, but receiving cash via PayPal or gift card codes could take 10 business days.


Available on: iOS and Android.


What Is a Money-Making App?

Money-making apps facilitate users simply earning cash in a very form of ways, from supplementing your financial gain to doing contract work full-time. There are money-making apps to:


  • realize freelance work.
  • Drive passengers.
  • Deliver food.
  • Take surveys and participate in research.
  • Complete odd jobs.
  • Earn cash back for purchases.
  • Sell items.


Are Money-Making Apps Real and Safe?

Most money-making apps give solely a tiny low quantity of money in exchange for finishing easy tasks like taking surveys, looking at videos, or creating purchases. Legitimate apps will have a wealth of data out there regarding how they pay and shield users.


If you’re skeptical of a money-making app, analyze the company. Before providing personal information, scan reviews from different users online or on the app store. If an app appears too smart to be true, it most likely is.


How We Chose the Best Money-Making Apps?

we have a tendency to research fourteen money-making apps giving customers the flexibility to earn financial gain and evaluated each company supported the sign-up process, requirements, earning methods, earning potential, fees, and incentives. First, we checked out apps accessible across a variety of widespread categories. Then, we thought about the advantages and downsides of every app as compared to competitors. we have a tendency to conjointly assessed whether or not users have the chance to earn additional by continuing to use the money-making app over time. 


All apps designated are available on each of the iOS and Google app stores.

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